Let’s control what we can
In many places around the world only the rich ‘play’ the finance markets. Other people would never dream of having spare money to invest. Australia is different. We have a retirement savings system called ‘Superannuation’. Everybody in Australia who has worked at some point (made more than $450 in a month) has been paid super.…
Paying attention to this can make a HUGE difference to your finances.
It’s time to plan……. to plan.
3 Steps to financial success in your 40’s.
Have you turned the big 40? This decade is one of the most important when it comes to your financial success. Usually, you are entering a higher income earning period of your life. You may have partnered up, you could have kids. You are dealing with a mortgage or rent, rising living costs, school fees,…
To pay off debt, or invest?
3 ways to teach your kids about money
Do you have kids? Well, they are not born understanding money. Most of what kids learn comes from you, the parent. Here’s 3 ways to teach your kids about money. 1: Be open and honest. Teach your kids about the family finances. Tell the 5-year-old that you aren’t buying the toy they want because you…
What is Financial Planning?
When people think of financial planning they think about investment management. Where should I invest my money? Who will invest it for me? While this plays a part of a financial plan, and any good financial advisor will recommend that you invest your money a certain way, it is only a small part of a…
Everybody wants to retire, but do you know how it actually works?
Most of us have superannuation, and most of us understand, in general, how it works while we work, but how many of us understand how superannuation works in retirement? Firstly, and often most unwisely you can access it as a lump sum and withdraw it from super altogether. This is (usually) not a great option…
It’s all about the cash flow. 3 Tips to control yours.
A new era, a new way of financial advice and……….. a new name.
In 2006 I decided to strike out on my own and begin a financial planning practice. My desire at that time was to help people save for their retirement and make sure that if they passed away, their families were protected through life insurance. It has been a wonderful journey through the past 14 years…