It’s time to plan……. to plan.

Advisor, Coach, Speaker - Smart Happy Money

Have you ever felt that your finances are out of control?  Or that you should be doing more with them?

You’re not alone. 

Not many people take the time to make sure that their money is working the way that it should. However, taking a little time, even just once a month, to review what has happened over the past 30 days, and what is happening in the coming 30 days can make a world of difference to your finances and your stress levels. 

Let’s look at it this way. 

If you were to run a business and you didn’t know what was coming in and going out, your business would not be around for very long.  The same applies to your personal finance. 

There are many ways that you can get on top of this.  You could use an excel spreadsheet, or one of the many apps available to track your finances. These can help you to manually or automatically track your income and spending to see if you are moving in the right direction.  

So, put some time aside.  Maybe the first Monday evening of each month, grab a glass of wine and work on your finances.  You won’t regret it. 

Controlling your finances can be simple, but it does take a little time to set up and then some time to review and adapt as you need to, but the benefits are fantastic.  You will find that you become wealthier, happier, and less stressed as you stop reacting to your finances and start controlling them.

Have a great day.


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Ben Graham-Nellor is an advisor, coach, blogger and speaker who has worked in the financial services industry for over 15 years. He believes that by educating and advising people today, they can improve their tomorrow.


Ben Graham-Nellor is a Sub Authorised Representative (291391) of BGN Financial Management PTY LTD (ABN 45 672 104 196) which is a corporate authorised representative (468796) of Professional Investment Services Pty Ltd (ABN 11 074 608 558) which is the holder of Australian Financial Services License No.234951. Website | is a trading name of BGN Financial Management PTY LTD

This information has been provided as general advice. We have not considered your financial circumstances, needs or objectives. You should consider the appropriateness of the advice. You should obtain and consider the relevant Product Disclosure Statement (PDS) and seek the assistance of an authorised financial adviser before making any decision regarding any products or strategies mentioned in this communication.

Advisor, Coach, Speaker - Smart Happy Money