Posts by Ben Graham-Nellor

Hey everyone, it’s almost the weekend. If you are in the Bayswater area get on down to the Killer Sprocket brewery in Bayswater and try some local produced beers. This…

So, you’re under forty. Should you be thinking about your superannuation? The answer is yes. I’m also under forty, and I think it is very important for us all. So,…

Last week the federal government delivered the much anticipated (and delayed) federal budget. Gone are the days of debt and deficit as the government begins to spend like we have…

Do you have kids? Well, they are not born understanding money. Most of what kids learn comes from you, the parent. Here’s 3 ways to teach your kids about money.…

Last Thursday, BGN Financial Management officially became Smart Happy Money and we couldn’t be more excited. To celebrate we are having a little give away.  We have had some special…

When people think of financial planning they think about investment management. Where should I invest my money? Who will invest it for me? While this plays a part of a…

Most of us have superannuation, and most of us understand, in general, how it works while we work, but how many of us understand how superannuation works in retirement? Firstly,…

From Oct 1st 2020 BGN Financial Management will be known as Smart Happy Money. SMART Being smart with your money starts by making good choices. Simple things like spending less…

Have you ever heard the term ‘Cash flow is king’? Usually it is said in reference to small (or large) business. It means that it doesn’t matter how much money…

In 2006 I decided to strike out on my own and begin a financial planning practice. My desire at that time was to help people save for their retirement and…